Now · age —
0.00
Sleeve today. Whole-year ages at 2026-08-24.
Why this page exists
Have the money on the day they start.
One child. One date. One amount.
Each child has a start date that will not wait. This page is the amount to have that day — dated to them, not to whenever the pile feels big enough. A third child with a different age changes the monthly; it is not × per kid. The years until they begin do not come twice.
- One childOne cost. One start date. Not a headcount times a round number.
- The startHave it on the day they begin — not someday.
- The gapWhat is in the sleeve versus what that day needs.
Target-date PMT · sleeve ROI from the flagged fund. Not a tax wrapper. Not advice.
§12.8 · empty register · Add a child. Never copy Demo 1,557.89. · This is the FIRE lump and the insurance education leg — not a 529 / SSPN product. Open FIRE Tracker.
Required monthly
0.00
Add a child — required monthly appears when there is a cost and a horizon.
Target-date PMT
0 years / 0 months
ROI 0%
PieceAmountReadingFigure
Needed
0 children
0
Fund
0.00%
0
Gap
to start
0
At start
0.00%
0
Kids
0
Needed
0.00
Fund
0.00
Gap
0.00
Living kids / mo
0.00
Projected at start
0.00 · 0.00%
Education fund vs. tertiary target
Tertiary · 18
0.00
Have it on each start date.
Clip · later start
0.00
At current PMT — 0.00% of target.
Current PMT
Required
Tertiary
Solid = what you put in. Dashed = required. Hairline = target. You are here at year 0. The path appears when there is a cost and a horizon.
Now
0.00% of 0.00
At current PMT by start
0.00% (0.00)
No children yet. Never copy Demo 1,557.89 onto a new PRIMARY.
Add a child — one card, not a headcount times a round number.
Per child (sleeve is pooled)
Per-child bars appear when there is a cost.
Fund location
No education sleeve flagged yet. Name it, set the balance and rate, and check the flag — the path starts at zero until there is a sleeve.
Flag is_education_fund. Living school/enrichment 0.00 is display only — it does not rewrite Family & Education on Monthly Budget.
Live path · required 0.00 / mo · current 0.00 · projected 0.00
| Year | Age now+ | Current PMT path | Required PMT path | Target |
|---|---|---|---|---|
| 0 | 0 | 0.00 | 0.00 | 0.00 |