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Emergency Fund

Why this page exists

If pay stops, how many months?

Cash you can reach this week, counted in months of living.

This is not a second savings account and not a yield product. Flag a cash sleeve, then set a target on the Months covered card. Rails are 3, 6, 9, 12, and 24. Not a yield engine. Not advice.

  • Reachable cashOnly the flagged sleeve. Cash you can spend this week.
  • A month of livingThis month’s outflow is the unit. Not a round number.
  • The rails3, then 6. Then 9, 12, 24 if the risk is higher.

CFP-style cash reserve. Rails 3 / 6 / 9 / 12 / 24. Default target 6. Not a yield engine. Not advice.

§12.14 · empty register · flag an emergency fund · pick a target · Amounts are in your base currency. Monthly expenses are the dashboard as-of outflow — not FIRE core living. Open Cash & equivalents · Open Balance Sheet · Open Cash Flow.

Months covered

0.00

Your target

How many months of living do you want in cash?

3 starter · 6 default · 12 single-income · 24 concentrated risk. Changing this does not move the sleeve.

Flag a cash sleeve, then pick a target. Monthly expenses are this month’s outflow.

Months of living expenses Below 3 months
PieceAmountReadingFigure
Now
0.00 mo 0
Next · 3
0.00% 0
Target · 6
0.00% 0
Gap
to 6 0

Balance

0.00

Monthly

0.00

Target

6 mo · 0.00

Gap to 6

0.00

Funding

0.00%

Next rail

3 mo · 0.00

Gap to next

0.00

0.00 / 6 months · 0.00% of 0.00

Flag an emergency fund marks a cash account on Cash & equivalents as this sleeve. Only that cash is months covered. It does not set target months — that is the control above.

Flag an emergency fund

Months of living vs the rails

3 months

0.00

0.00% · Starter rail.

6 months

0.00

0.00% · Default.

9 months

0.00

0.00% · Further out.

12 months

0.00

0.00% · Single-income rail.

24 months

0.00

0.00% · Concentrated risk.

Months you have Still to 3 Target 6
TO 6 BELOW 3 YOU ARE HERE 0 3 6 3 · next rail 6 · target 0.00 · now Now

The line is months of living — 0.00 / 0.00 = 0.00. Next rail 3 is still 0.00. Target 6 is 0.00. Changing target does not write the sleeve.

Flag an emergency fund on Cash & equivalents, then log a check-in — the line appears when you pin a day.

Rails · 3 / 6 / 9 / 12 / 24

Months Target amount Funding vs this rail Met
3 0.00 0.00% No
6 0.00 0.00% No
9 0.00 0.00% No
12 0.00 0.00% No
24 0.00 0.00% No

Your target is 6 (emphasized). Live sleeve 0.00. Institution is an account label — not a yield fill.

Close a check-in to pin months covered on the timeline.