Operating
0.00
Checking. Not EF.
Why this page exists
What is in the bank. Which purpose each pile has.
The Balance Sheet Cash & equivalents section, with the sleeve each row serves.
This is not a second net-worth engine, not Cash Flow, and not Open Banking. Each row is a Balance Sheet account. Bank or provider is a nickname for where the money sits. At most one sleeve flag. Checking is not emergency months.
- OperatingChecking. Spendable this week. Not emergency months.
- SavingsExtra liquid with no sleeve. Mark it if it is EF, EDU, or LE.
- EmergencyEF flag. Months of living on Emergency Fund. Checking is not this.
- Kids EducationEDU flag. The education pool. Not emergency cash.
- Life ExperienceLE flag. The memory pool. Not emergency cash.
Bank cash you can name. Add a cash account. Not a swipe register. Not advice.
Balance Sheet Cash & equivalents · add an account. Empty book is 0.00. Rows are not added on top. · Same accounts as the Balance Sheet. Rows are the cash — they are not added on top. Open Balance Sheet · Open Real estate & personal property · Open Debts · Open Emergency Fund · Open Kids Education · Open Life Experience · Open Cash Flow.
Cash & equivalents
0.00
Add a cash account to start the sleeve.
Cash & equivalents
PieceAmountReadingFigure
Everyday spending
—
0
General savings
—
0
Emergency fund
EF
0
Kids' education
EDU
0
Life experience
LE
0
Cash & equivalents
0.00
Operating
0.00
Savings
0.00
Emergency Fund
0.00
Kids Education
0.00
Life Experience
0.00
Accounts
0
Cash 0.00 is the Balance Sheet Cash & equivalents rollup — current assets, same as FIRE liquid cash.
Cash by purpose
Live from accounts · add a cash account
Emergency
0.00
Months covered.
Education
0.00
Kids Education pool.
Life Experience
0.00
Memory pool.
Add a cash account. Everyday spending versus Emergency, Education, and Life Experience.
Emergency share
0.00% · EF of cash & equivalents
The piles
Same accounts as the Balance Sheet. Checking is not months covered.
- Operating
- 0.00
- Emergency
- 0.00
- The rest
- 0.00
Cash you can name
| Action | Purpose | Account name | Bank or provider | Interest rate | Linked to | Balance |
|---|---|---|---|---|---|---|
| Cash & equivalents | 0.00 |
These are the same Balance Sheet Cash & equivalents accounts. Purpose chooses the page. Linked to names the page: Emergency Fund, Kids Education, Life Experience, or Cash & equivalents. Checking is not emergency months. Unused Other assets stay off this page.