Terms of Service

These terms apply to Live Zero Path on this origin. Creating an account, including agreeing on Register, means you accept them and the Privacy Policy.

The service

Personal-finance and life-planning. You enter household figures. Freedom Date, Path to Zero, and similar reports are computed from what you enter. The public FIRE estimator stays in the browser and is not saved.

Not advice

Live Zero Path is not financial, tax, or legal advice. Die With Zero is a philosophy, not a guarantee. Demo and season-pack households are fictional. You remain responsible for money, insurance, and health decisions.

Your account

Name, email, password 12–128 characters. New accounts are members, not operators. Keep password and devices to yourself. Settings may add an authenticator, passkeys, and invites for people who should share this ledger. Invites are saved; they cannot open these books yet. Operators do not receive another person’s ledger.

What you must not do

Do not read or change another person’s household. Do not probe for PAN, bank-login passwords, or other secrets this product refuses to store. Do not abuse contact, login, or export. Demo and season overlays block writes on purpose.

Plans

Basic is free. Plus, if you buy it, is billed through Stripe on the web or the App Store / Google Play on those platforms. We do not take PAN, CVV, or bank-login passwords. The processor’s cancel and refund rules still apply.

Ending the account

Download a household money file and delete the account from Settings → Privacy & data. Delete asks you to confirm, then to re-authenticate (Sudo). We may suspend or close an account that breaks these terms or the law.

Changes

We may update these terms. The date at the top is the current version. Continued use after a change means you accept the new text. Questions: Contact on the home page.